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| [PCI-DSS] Requirement 3: Protect stored cardholder data Encryption is a critical component of cardholder data protection. If an intruder circumvents other network security controls and gains access to encrypted data, without the proper cryptographic keys, the data is unreadable and unusable to that person. Other effective methods of protecting stored data should be considered as potential risk mitigation opportunities. For example, methods for minimizing risk include not storing cardholder data unless absolutely necessary, truncating cardholder data if full PAN is not needed, and not sending PAN in unencrypted e-mails. |
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#1
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[PCI-DSS] 3.2.2 Do not store the card-verification code or value (three-digit or four-digit number printed on the front or back of a payment card) used to verify card-not-present transactions.
Note: See PCI DSS Glossary of Terms, Abbreviations, and Acronyms for additional information. 3.2.2 For a sample of system components, verify that the three-digit or four-digit card-verification code or value printed on the front of the card or the signature panel (CVV2, CVC2, CID, CAV2 data) is not stored under any circumstance:
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#2
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In one of our markets we have extremely high levels of credit-card fraud. In order to combat this problem, we make phone calls directly to peoples banks in order to authorize the transfer. However the banks require that we give the CVV number over the phone. Is it possible for us to store the CVV number in our system somehow, or do we need to find another way to get it from the client (the card details are only stored until the payment is authorized or until a timeout, and only 2 people have access to the details)?
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| [PA-DSS] 1.1.2 After authorization, do not store the card-validation value or code (three-digit or four-digit number printed on the front or back of a payment card) used to verify card-not-present transactions | admin | [PA-DSS] 1. Do not retain full magnetic stripe, card validation code or value (CAV2, CID, CVC2, CVV | 0 | 03-18-2007 02:41 AM |